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# First Home and Bank of Mom and Dad?
- URL: https://www.thetaxgazebo.ca/episodes/first-home-and-bank-of-mom-and-dad/
- Published: 2026-07-02T21:59:00.000Z
- Updated: 2026-07-02T22:16:18.000Z
- Author: Emily Mantle
- Tags: episode

> [@emilymantlecpa](https://www.tiktok.com/@emilymantlecpa?refer=embed&ref=thetaxgazebo.ca "@emilymantlecpa") 
> 
> Most Canadians don’t realize how RRSPs, the HBP, the FHSA, and TFSAs can work together for a first home. This is general education only and centered around transforming a gift from Mom and Dad...not advice, everyone’s situation is different. [#canadianfinance](https://www.tiktok.com/tag/canadianfinance?refer=embed&ref=thetaxgazebo.ca "canadianfinance") [#tax](https://www.tiktok.com/tag/tax?refer=embed&ref=thetaxgazebo.ca "tax") [#rrsp](https://www.tiktok.com/tag/rrsp?refer=embed&ref=thetaxgazebo.ca "rrsp") [#fhsa](https://www.tiktok.com/tag/fhsa?refer=embed&ref=thetaxgazebo.ca "fhsa") [#tfsa](https://www.tiktok.com/tag/tfsa?refer=embed&ref=thetaxgazebo.ca "tfsa")
> 
> [♬ original sound - Emily Mantle, CPA, CA](https://www.tiktok.com/music/original-sound-7578266352672443154?refer=embed&ref=thetaxgazebo.ca "♬ original sound - Emily Mantle, CPA, CA")